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Loan Programs

Comprehensive commercial mortgage solutions tailored for real estate investors and developers

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Our Loan Programs

Specialized commercial mortgage solutions designed for real estate investors and developers

DSCR Loans

DSCR Loans

Debt Service Coverage Ratio loans for rental properties. Qualify based on property cash flow, not personal income.

  • No income verification required
  • Up to 30 year terms
  • Up to 85% LTV
  • Close in 21 days
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Fix & Flip Loans

Fix & Flip Loans

Short-term financing for property rehabilitation and resale. Fast funding for experienced investors.

  • Up to 100% of purchase price
  • 100% rehab cost
  • Up to 75% ARV
  • Interest-only payments
  • 6-18 month terms
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Hard Money Loans

Hard Money Loans

Fast, flexible financing for time-sensitive real estate opportunities. Perfect for auctions, distressed properties, and competitive markets.

  • Funding in 7-10 days
  • Up to 80% LTV
  • No income verification
  • Asset-based lending
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Multi-Unit Apartments

Multi-Unit Apartments

Financing for 5+ unit apartment buildings. Competitive rates for seasoned real estate investors.

  • 5-500+ units
  • Portfolio lending available
  • Up to 80% LTV
  • 25-30 year amortization
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Detailed Loan Information

Everything you need to know about our financing options

DSCR Loans

Debt Service Coverage Ratio Financing

Perfect for rental property investors who want to qualify based on property cash flow rather than personal income.

Minimum DSCR of 0.75 required
Property types: Single family, duplex, triplex, fourplex
Loan amounts: $100,000 to $3,000,000
Terms: 30-year fixed and adjustable rates available

Quick Facts

Min Loan Amount:$100,000
Max LTV:Up to 85% LTV
Timeline:Close in 21 days
Apply for This Loan

Fix & Flip Loans

Short-Term Rehabilitation Financing

Fast funding for experienced investors looking to purchase, renovate, and resell properties quickly.

Purchase price plus renovation costs covered
Interest-only payments during construction
No prepayment penalties
Property types: Single family homes, condos, multifamily homes
Up to 75% ARV (After Repair Value)
Draw schedule: Inspections required for fund releases

Quick Facts

Loan Term:6-12 months
Max LTV:Up to 100% of purchase + rehab
Timeline:Close in 14 days
Apply for This Loan

Hard Money Loans

Asset-Based Quick Funding

When time is critical, our hard money loans provide fast funding based on property value.

Asset-based lending - minimal income verification
Perfect for auctions and foreclosure purchases
Bridge financing for commercial properties
Flexible terms from 6-24 months
No personal guarantees on some programs
Same-day pre-approval available

Quick Facts

Qualification:Asset-based approval
Max LTV:Up to 80% LTV
Timeline:Close in 7-14 days
Apply for This Loan

Multi-Unit Apartments

Commercial Investment Properties

Financing for apartment buildings and commercial investment properties with 5+ units.

Property types: Apartment buildings, mixed-use properties
Loan amounts: $1,000,000 to $50,000,000
Amortization: 25-30 years available
Recourse and non-recourse options
Rate locks: 60-90 day rate lock available

Quick Facts

Min Loan Amount:$250,000
Max LTV:Up to 80% LTV
Timeline:Close in 30-45 days
Apply for This Loan

Our Process

Simple steps to get your loan approved

01

Application

Complete our online application or call to speak with a loan specialist

02

Pre-Approval

Get pre-approved within 24 hours with our streamlined underwriting process

03

Documentation

Submit required documents

04

Closing

Close on your loan and receive funding to start your investment project

Ready to Get Started?

Contact our experienced loan specialists today to discuss your investment project and find the right financing solution.

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